I’m Michael

I am a money coach who helps ambitious young professionals have control of their money and their lives.

As a Personal Finance Expert and CPA, I’ve been able to generate a $100K investment portfolio, quit my corporate job, and travel and live around the world. 

I’ve also helped my clients become 100% debt-free, invest their own money, increase their income by +$50K and even buy their first home.

You might think that I’ve been blessed with an abundance of wealth and knowledge, but I can assure you this wasn’t always the case… 

I know how it feels to have financial anxiety

Growing up in a Chinese and Korean immigrant household we had a lot of financial problems, but my parents would pretend the problems didn’t exist. Even as we were losing the house we lived in, we were forbidden to ask questions and talk about money.

With no support from my parents and after being taken advantage of by Financial Advisors, I vowed I would have control over my life, and I would dedicate my life to learning how to manage my own money. 

So I put aside my love for the creative arts like music and visual arts, to do the complete opposite: Accounting & Finance … gross.

In 2015, I got accepted into the top business school in the country:

The Ivey Business School at Western University. 

Girl in a jacket
Girl in a jacket
Girl in a jacket
Girl in a jacket

After spending 4+ years and over $100K…

In 2019, landed a full-time job at Deloitte, one of the Big 4 Accounting firms, and became a Certified Professional Accountant (CPA).

For the first time in my life, I felt confident and safe with my money because I learnt how to make, save, and invest my own money.

Within three years, I paid off all of my student loans,  increased my salary by $60K and even generated a $100K investment portfolio, all while travelling and enjoying life!

But there were more people who needed help

The hard reality is that unless your parents taught you how to manage your personal finances or you come from a wealthy family, you are at a big disadvantage.

The rich know the rules of the game because of their generational wealth and advisors, while the rest are left completely alone.

As a result, many of my friends and family who came from low to middle class immigrant families were struggling with their finances.

And that’s the reason why I became a Money Coach: To help ambitious young professionals from low to middle class families learn how to use money to create wealth to last generations. 

My Mission

My mission is to reduce the wealth gap, by helping young professional from low to middle class families have control of their money and their lives.

My Financially-Free Life

In 2023, I quit my full-time corporate job and went full-time into digital entrepreneurship where I get to work and travel anywhere in the world.

I now have more time to do the things that I love like travelling, surfing, digital art and eating amazing food, while completely changing people’s financial lives.

If this isn’t freedom, I’m not sure what is ~~~

If you’re ready to be the master of your money and your life, then come join one of my coaching programs.

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